What Ham Radio, Biking, & Mortgages All Have in Common

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, your host, Carl White, shares how three unlikely passions—ham radio, biking, and mortgages—actually carry the same core lesson…


Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White, shares how three unlikely passions—ham radio, biking, and mortgages—actually carry the same core lesson for success.

Carl dives into the overlooked art of listening with intention and the power of clear communication that cuts through the noise.

He draws a sharp parallel between pedaling up a hill and building a pipeline—both requiring daily consistency, not once-a-week effort.

You’ll walk away with a deeper understanding of how to “be the signal” in your business and why success always favors those who show up, stay clear, and keep going.

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Take Credit Bureaus To The Woodshed

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, your host, Carl White is joined by Owen Lee to expose the shocking rise in credit report costs and how it’s crushing mortgage…

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White is joined by Owen Lee to expose the shocking rise in credit report costs and how it’s crushing mortgage profitability.

They unpack how FICO and the credit bureaus quietly jacked up prices by 400–900% with zero accountability.

Owen shares insider insight from his role at the MBA and urges lenders to rethink how and when they pull credit.

The conversation highlights why the mortgage industry needs a collective voice to fight back against this unchecked price gouging.

Listeners are invited to stay informed, speak up, and join the upcoming Mortgage Townhall for even more industry updates.

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Resetting Your Self-Image: From Limits to Possibilities

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White shares insights from two contrasting phone calls he received about loan closings, highlighting the importance of self-identity and how it shapes our perception of success.

He discusses the journey of resetting one’s self-image, drawing from his own experiences of overcoming a background of financial struggle to achieve success.

The conversation emphasizes the significance of surrounding oneself with supportive individuals, the power of positive affirmations, and the necessity of hard work behind seemingly effortless achievements.

Join Carl and Kristin as they explore how to shift your mindset and reach your full potential in both business and life.

Don’t forget to check out MastermindRetreats.com for more information on their upcoming event!

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Become the Oprah of Your Market (Using Facebook Ads)

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White explores the world of Facebook and Instagram ads with social media expert Chelsea Gardner, who specializes in helping loan officers maximize their online presence.

Chelsea shares valuable insights on the effectiveness of targeted advertising, the importance of understanding your audience, and how to measure the success of your campaigns.

They discuss the nuances of ad formats, the significance of storytelling in ads, and the best practices for engaging with real estate agents and past clients.

Whether you’re new to social media advertising or looking to refine your strategy, this episode is packed with actionable tips and expert advice to elevate your marketing game.

Don’t miss out on the opportunity to learn how to become the “Oprah” of your industry!

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Rowing Through Life: The Power of Encouragement and Belief

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White shares a heartfelt story about a rowboat and the lasting impact of encouragement from his grandfather, illustrating how positive reinforcement can shape our beliefs and abilities over decades.

He emphasizes the importance of surrounding ourselves with supportive people who uplift us, especially in challenging times, and discusses the detrimental effects of negative influences.

Join Carl and Kristen as they explore the power of self-belief, the significance of maintaining a positive mindset, and practical ways to protect our mental well-being.

Tune in for an inspiring message that encourages you to row your own boat and stay focused on positivity!

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.