Category: Podcasts

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White, sits down with Kristin to unpack the hidden trap of scarcity mindset—and how it quietly holds loan officers back from growth.

They dive into the real reason so many LOs cling to one deal, one referral partner, or one source of business… and why that small thinking leads to small results.

You’ll hear how shifting from “what if I lose” to “what could I gain” can unlock your potential—and what it really takes to move from fear-based decisions to action built on abundance.

This conversation isn’t just motivational—it’s a call to step into a bigger future by doing the things that actually create one.

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host Carl White teams up with Owen Lee to unpack the quiet earthquake shaking up the mortgage industry—massive moves by Rocket Mortgage that most LOs have already stopped talking about.

They reveal how Rocket’s acquisition of Redfin and Mr. Cooper could reshape borrower behavior forever, giving them first dibs on millions of consumers before the rest of us even know they’re looking.

Carl and Owen use a powerful bear-and-salmon analogy to show how referral-based LOs risk losing deals unless they evolve fast—and how smart use of predictive tech can help you stay ahead.

This isn’t a doom-and-gloom episode—it’s a call to action packed with clarity, urgency, and opportunity for those willing to pivot now.

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White, busts the myth that longer hours mean more closings—and shares how focused effort wins every time.

He walks through the 3-hour daily system that top-producing LOs use to double their volume while taking their nights and weekends back.

You’ll hear the real-life story of “Debbie” who traded 12-hour days for focused mornings and now closes more loans than ever.

If you’re ready to stop chasing busy work and start making real money with real balance, this one’s a must-listen.

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White, shares how three unlikely passions—ham radio, biking, and mortgages—actually carry the same core lesson for success.

Carl dives into the overlooked art of listening with intention and the power of clear communication that cuts through the noise.

He draws a sharp parallel between pedaling up a hill and building a pipeline—both requiring daily consistency, not once-a-week effort.

You’ll walk away with a deeper understanding of how to “be the signal” in your business and why success always favors those who show up, stay clear, and keep going.

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White is joined by Owen Lee to expose the shocking rise in credit report costs and how it’s crushing mortgage profitability.

They unpack how FICO and the credit bureaus quietly jacked up prices by 400–900% with zero accountability.

Owen shares insider insight from his role at the MBA and urges lenders to rethink how and when they pull credit.

The conversation highlights why the mortgage industry needs a collective voice to fight back against this unchecked price gouging.

Listeners are invited to stay informed, speak up, and join the upcoming Mortgage Townhall for even more industry updates.