Tag: Carl White

Episode 570

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, Carl breaks down what’s really working in mortgage marketing today—and what’s just a big ol’ distraction.

He shares five simple activities that continue to bring in real deals, including warm referrals, status update calls, daily prospecting, authentic personal branding, and smart follow-up automation.

Carl also calls out the things that aren’t moving the needle—like cold leads without a follow-up plan, overly self-centered social media posts, and unfinished funnel fantasies.

You’ll hear why conversations—not tech stacks—are the real key to closing more loans and why structure and consistency always beat out chasing shiny objects.

If you’re looking to simplify your strategy and get back to what actually grows your business, this episode is your roadmap.

Stick around to hear Carl’s personal invitation to a small-group mastermind where you’ll leave with a plan to double (or even triple) your closings.

Ready to double or even triple your closings—without the chaos? Join Carl at the next small-group workshop in Clearwater Beach: MastermindRetreats.com

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Episode 569

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, Carl White breaks down the three groups dominating the current “Loan Officer Economy”—the movers, the hopeful but inconsistent, and the stuck—and what sets each apart.

You’ll hear the latest field-level trends from thousands of conversations with LOs, not just theory or social media fluff.

Carl shares the 3 habits the top performers have in common—and why success isn’t about knowledge, it’s about execution.

If you want to go from stuck to consistent closings, this episode may be the mindset shift and action plan you’ve been waiting for.

Join us at MasterMindRetreats.com to scale your mortgage business with a proven plan.

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Episode 568

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White, is joined by industry leader Owen Lee to unravel the mystery behind the Federal Reserve, interest rate changes, and how those decisions are really made.

You’ll learn what the Fed’s dual mandate means (hint: it’s more than just “raise or lower rates”) and why no single person—including the Fed Chair—holds the power most people think they do.

Owen breaks down the Fed’s voting process, how the mechanics of interest rates work like fuel in the economic engine, and why inflation targets aren’t as simple as they sound.

You’ll also hear Carl’s take on why top producers don’t base their business success on what the Fed does—and how smart marketing trumps rate watching.

If you’ve ever been confused about the connection between Fed meetings and mortgage rates, this is the clarity-packed episode you’ve been waiting for.

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Episode 567

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White, sits down with Jerry Byers to uncover a golden opportunity that’s catching many LOs by surprise — homeowners whose HELOCs are now resetting.

These borrowers are about to experience a major payment shock, and most don’t even realize it’s coming. Carl and Jerry break down how you can identify these homeowners (even if you didn’t do the original loan), what to say when you reach out, and how to offer solutions that truly help — while also adding to your monthly volume.

If you’re looking for a timely, targeted way to generate refinance business in today’s market, this episode maps out the exact strategy that top producers are already using.

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Episode 566

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White, is joined by Owen Lee to break down the FHFA’s recent announcement that lenders can now use the VantageScore 4.0 with Fannie and Freddie—no new infrastructure required.

Owen, who serves as Vice Chair of the MBA, unpacks what this change really means for loan officers and whether it’s a genuine effort to lower credit report costs or just a flashy move from the same credit bureaus that already control the game.

They dive into the skyrocketing cost of credit pulls, the oligarchy of the credit scoring world, and the practical challenges this update presents for pricing, mortgage insurance, and secondary market execution.

You’ll hear how VantageScore aims to help underserved borrowers—but also why it may not be the silver bullet it seems at first glance.

This episode is packed with insight, industry advocacy, and some straight talk about where credit reporting is headed and how it could impact your daily business.

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.