Love em Or They Leave

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White is joined by Kevin Gillespie, one of the partners at the Freedom Club and leader of the Leadership Academy.

They discuss the three things that can help you get more out of your team: praise, recognition, and validation.

They share insights on how a lack of appreciation can lead to losing top talent and the power of recognizing and validating your team members.

They also provide practical ideas for showing appreciation, such as monthly and quarterly awards, handwritten thank you notes, and even celebrity shout-outs.

Tune in to learn more about the power of praise and recognition in maximizing team potential.

Schedule a one-on-one free coaching call, visit ProfitDrivenPlan.com

Stop The Trigger Leads

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode your host, Carl White is joined by special guest Owen Lee to discuss the controversial topic of trigger leads and the efforts being made to eliminate them.

Owen, who is the CEO of Success Mortgage Partners and a board member of the Mortgage Bankers Association, shares his insights on the negative impact of trigger leads and the proposed legislation that aims to ban their sale.

They also discuss the importance of loan officers joining the Mortgage Action Alliance to have their voices heard and make a difference in the industry.

Tune in to learn more about this timely topic and how you can get involved.

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Funny, yet somewhat true story

A friend of mine, Carrie, was telling me a story about how she had a co-worker that would come to the lunchroom every day and open up a brown paper bag that had his lunch.

He would sit at her table, then slowly open the brown bag he had brought for lunch, to see what was inside side.  He would then pull out a peanut butter and jelly sandwich, look at it, roll his eyes, and commence eating his sandwich. 

Every day the same routine.  Open the bag, hoping there would be a change, but nope, he would pull out yet another peanut butter and jelly sandwich, roll his eyes and put out a groan of misery, and commence eating the same thing, work day after work day, week after week, month after month.

After this went on for about 4 months, my friend, Carrie, tired of hiring the whimpering, asked him one day “Why don’t you ask your wife to make you something different for a change?”

“Oh”, he replied, “my wife doesn’t make my lunch, she has a job too.  I make my own lunch every day…”

You see, his actions, or lack thereof, were responsible for his own “misery”.

He kept doing the same thing, day after day, week after week, month after month expecting different results, but of course experienced nothing but frustration.

And even though we may find this story amusing, asking ourselves “why is he making the same sandwich for himself over and over when obviously he “wants” something else”, how many of us have been (or are being) guilty of the same thing in our mortgage business.
Many LO’s keep staring at the phone, wondering why it’s not ringing off the hook, or wondering why our social media “likes” aren’t actually turning into real leads, applications, or closings…

Or how so many LOs keep buying “magic beans”… over and over and over.. resulting in little or no closings.

You know what I mean, the ol’ “If you do this, people will be begging to work with you without you having to ever do outbound calling..” or “do this on social media and you too will be rolling in the loans…”  kind of stuff.

But you and I know that it’s the salesmanship that actually produces the sales.

Trust me, I have to remind myself of these things pretty darn often.

We have to actually take action and make actual contact with people who can refer us business (all for free), and then actually contact those people that were referred to us.

Anything else and, well, we’ll get the same results as our peanut butter friend.  The same lack of results, over and over and over and over.

You deserve so much more!

There are no “magic beans”.

Soooo…. If you are tired of peanut butter and jelly sandwiches, hit me up, and let’s make something else..

You are worthy.

From Zero to 14 Closings

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode your host, Carl White is joined by loan officer Andrew Byer and his mentor Devin Dubuc.

Andrew shares his journey from being a VP in sales at Bank of America to becoming a successful lone officer at Click and Close.

They discuss the importance of phone calls, building relationships with agents, and the power of the daily success plan.

Andrew’s impressive production numbers and commitment to following the proven strategies highlight the effectiveness of the simple yet powerful techniques discussed in this episode.

Tune in to learn how Andrew’s dedication and hard work have propelled him to new heights in the mortgage industry.

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com

“Goal”, schmoal, and other nonsense…

Never make another goal!!

Never make or pledge another goal… like ever ever again.

Here’s the thing, when we make “goals”, we are putting ourselves in a very small box because we are thinking “realistic”.

You see, we make “realistic” goals.  And that’s a major problem

Realistic goals require us to think about how we have gotten results in the past, doing things the way we have done things in the past.

Like the person who has set a goal to go to Florida from New Mexico in record time….
…4 months… because he’s only ridden a horse to get there in the past.

The thought of jumping on an airplane had never occurred to him simply because he did things the same way he had always done it in the past.

So instead of setting “goals”, I have found it best to actually map out a plan, a proven plan, that I have seen somebody else put in place and execute, then they got the results that I’m wanting to get on that project/plan.

Often times they do a small little twist to the “normal” method, that drastically increases the results.

For example, Clint Hooper, the dude has only been a loan officer for about 12 months and he closed 9 loans in June and looks like he did another 9 in July (waiting for final numbers).

How did he do it? He copied a proven plan and then executed it… with no past experience!

Really simple formula for success there. It comes with my highest recommendation. 

It’s how my own mortgage team closes hundreds of loans each month.  Just that simple.

The key is to find out who really is having the results so that we copy the right people to get the “right” results.

Loan Officer Freedom