Take Credit Bureaus To The Woodshed

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, your host, Carl White is joined by Owen Lee to expose the shocking rise in credit report costs and how it’s crushing mortgage…

Episode 554

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White is joined by Owen Lee to expose the shocking rise in credit report costs and how it’s crushing mortgage profitability.

They unpack how FICO and the credit bureaus quietly jacked up prices by 400–900% with zero accountability.

Owen shares insider insight from his role at the MBA and urges lenders to rethink how and when they pull credit.

The conversation highlights why the mortgage industry needs a collective voice to fight back against this unchecked price gouging.

Listeners are invited to stay informed, speak up, and join the upcoming Mortgage Townhall for even more industry updates.

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Set Your Hard Deck: Land Every Loan with Purpose

In this Wednesday Quick Tip, Carl White introduces a mindset shift rooted in the approach of Top Gun fighter pilots. Just like they treat 10,000 feet as their minimum safe altitude, you can set a new “hard deck” for your business. If you’re closing 5 loans, make 8 your new standard.

Carl explains how increasing your mental benchmark by 50% can change your results and how to map out a plan to hit that next level. Ready to raise your hard deck? Visit GetMoreLoans.com.

Resetting Your Self-Image: From Limits to Possibilities

Episode 553

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White shares insights from two contrasting phone calls he received about loan closings, highlighting the importance of self-identity and how it shapes our perception of success.

He discusses the journey of resetting one’s self-image, drawing from his own experiences of overcoming a background of financial struggle to achieve success.

The conversation emphasizes the significance of surrounding oneself with supportive individuals, the power of positive affirmations, and the necessity of hard work behind seemingly effortless achievements.

Join Carl and Kristin as they explore how to shift your mindset and reach your full potential in both business and life.

Don’t forget to check out MastermindRetreats.com for more information on their upcoming event!

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Become the Oprah of Your Market (Using Facebook Ads)

Episode 552

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White explores the world of Facebook and Instagram ads with social media expert Chelsea Gardner, who specializes in helping loan officers maximize their online presence.

Chelsea shares valuable insights on the effectiveness of targeted advertising, the importance of understanding your audience, and how to measure the success of your campaigns.

They discuss the nuances of ad formats, the significance of storytelling in ads, and the best practices for engaging with real estate agents and past clients.

Whether you’re new to social media advertising or looking to refine your strategy, this episode is packed with actionable tips and expert advice to elevate your marketing game.

Don’t miss out on the opportunity to learn how to become the “Oprah” of your industry!

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

How to Win Agent Referrals Today

In this Wednesday Quick Tip, Carl White shares a referral-getting formula that most loan officers have never heard before — and it flat-out works. It’s called the PASTOR Formula, and it walks you step-by-step through how to have an effective conversation with real estate agents that earns their trust and gets them referring deals your way. From identifying their pain to telling the right kind of story, this quick script can lead to serious long-term income.

Want help roleplaying this script? Go to FreedomClubDemo.com for a free coaching call.