Tag: Carl White

Take Credit Bureaus To The Woodshed

June 9, 2025

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, your host, Carl White is joined by Owen Lee to expose the shocking rise in credit report costs and how it’s crushing mortgage…

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White is joined by Owen Lee to expose the shocking rise in credit report costs and how it’s crushing mortgage profitability.

They unpack how FICO and the credit bureaus quietly jacked up prices by 400–900% with zero accountability.

Owen shares insider insight from his role at the MBA and urges lenders to rethink how and when they pull credit.

The conversation highlights why the mortgage industry needs a collective voice to fight back against this unchecked price gouging.

Listeners are invited to stay informed, speak up, and join the upcoming Mortgage Townhall for even more industry updates.

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Resetting Your Self-Image: From Limits to Possibilities

June 4, 2025

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White shares insights from two contrasting phone calls he received about loan closings, highlighting the importance of self-identity and how it shapes our perception of success.

He discusses the journey of resetting one’s self-image, drawing from his own experiences of overcoming a background of financial struggle to achieve success.

The conversation emphasizes the significance of surrounding oneself with supportive individuals, the power of positive affirmations, and the necessity of hard work behind seemingly effortless achievements.

Join Carl and Kristin as they explore how to shift your mindset and reach your full potential in both business and life.

Don’t forget to check out MastermindRetreats.com for more information on their upcoming event!

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

No pitch. No ask. Just this.

June 2, 2025

There’s nothing to register for, no sales funnel, no hidden Call To Action.

Just one simple message:

I’m rooting for you.

That’s it.

Whatever kind of day you’re having —
Whether your inbox is full of pre-approvals…
Or full of fires to put out…

Whether you just had a great win…
Or you’re wondering how you’re going to make it to Friday…

I see you. I get it. And I’m in your corner.

You don’t need to prove anything to be worthy of encouragement.

You don’t need to hit a quota this week to matter.
You don’t need to close 20 loans this month to be worthy of respect.

Sometimes, we just need someone to remind us:
You’re doing better than you think. Keep going.

 So no homework here.
No worksheet. No webinar. No calendar link.

Just this:

You matter. You’re needed. And I believe in what you’re building.

Become the Oprah of Your Market (Using Facebook Ads)

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White explores the world of Facebook and Instagram ads with social media expert Chelsea Gardner, who specializes in helping loan officers maximize their online presence.

Chelsea shares valuable insights on the effectiveness of targeted advertising, the importance of understanding your audience, and how to measure the success of your campaigns.

They discuss the nuances of ad formats, the significance of storytelling in ads, and the best practices for engaging with real estate agents and past clients.

Whether you’re new to social media advertising or looking to refine your strategy, this episode is packed with actionable tips and expert advice to elevate your marketing game.

Don’t miss out on the opportunity to learn how to become the “Oprah” of your industry!

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Rowing Through Life: The Power of Encouragement and Belief

May 28, 2025

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White shares a heartfelt story about a rowboat and the lasting impact of encouragement from his grandfather, illustrating how positive reinforcement can shape our beliefs and abilities over decades.

He emphasizes the importance of surrounding ourselves with supportive people who uplift us, especially in challenging times, and discusses the detrimental effects of negative influences.

Join Carl and Kristen as they explore the power of self-belief, the significance of maintaining a positive mindset, and practical ways to protect our mental well-being.

Tune in for an inspiring message that encourages you to row your own boat and stay focused on positivity!

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.