Take Credit Bureaus To The Woodshed

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Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White is joined by Owen Lee to expose the shocking rise in credit report costs and how it’s crushing mortgage profitability.

They unpack how FICO and the credit bureaus quietly jacked up prices by 400–900% with zero accountability.

Owen shares insider insight from his role at the MBA and urges lenders to rethink how and when they pull credit.

The conversation highlights why the mortgage industry needs a collective voice to fight back against this unchecked price gouging.

Listeners are invited to stay informed, speak up, and join the upcoming Mortgage Townhall for even more industry updates.