Lock vs. Float: Help Guide Clients Through It

In this video, Carl White discusses the age-old question: should you lock or float your mortgage rate?

Carl shares his insights based on years of experience in the industry, emphasizing the importance of focusing on marketing and lead production to drive success in your business.

He highlights the potential risks of floating rates in today’s volatile market and offers a solution to maximize your loan closings.

Tune in to learn how to make the most of your marketing efforts and increase your lead generation.

Don’t miss out on this valuable advice to boost your mortgage business!

For more tips, strategies, and scripts – we invite you to a completely FREE coaching call here.

Going from 6 per month to 20 this month

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White sits down with John Moore and Nick Rocco, to discuss their successful partnership in the mortgage industry.

They emphasize the importance of their partnership in balancing work and life, leveraging each other’s strengths, and holding each other accountable.

They attribute their recent success in closing loans to following the Daily Success Plan (DSP) and utilizing tools like Mortgage Coach and MBS Highway.

Don’t miss this inspiring conversation about teamwork, growth, and success in the mortgage industry.

Connect with John and Nick at nick.rocco@CCM.com.

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Surprising LO study results

Good news:
A recent large study showed that 54% of all borrowers only speak to 1 originator.. which happened to be the 1st one they talked to. Remember, they only talked to a grand total of “1”.

Get this, 92% closed with 1 of the first 2 that they spoke with.

So that means that for the vast majority of us, only 8% are “shoppers” and the other 92%, as long as we actually answer our phones, we have a very good shot of closing the deal.

What that all means is, if we are finding ourselves with more than 8% shopping us, we likely have 1 of 2 issues

read on…

The ONLY 2 issues that would have an LO getting shopped more than 8% of the time is…

1. The source of your leads
2. Your scripting

As it turns out, “referred leads” close at about 25%. So, want 8 closings for the month? You just need about 1 referred lead per day.

Just that simple.

(by the way, we can show you how to get even more referred leads on this call)

If you find yourself significantly lower than 25% on referred leads, it’s likely a scripting issue.

More good news…

I can significantly help you with scripting.

If you don’t think scripting is a big deal, try giving out your phone number with 1 number missing or 1 number changed… well, the desired result changes DRASTICALLY with just that one small change. That’s scripting.

The same is true with how we make our offers to real estate agents to start or continue referring to us AND when we make our offers to our prospective borrowers.

It’s a big big big deal.

I have spent my entire career crafting my messages, and working on my scripting. It has been a very very very good use of my time.

When you are ready to hang out on a Zoom and bounce ideas back and forth, whether it’s scripting or “How to get even more referred leads”, I’ll totally hook you up on my dime.

Just pick a day and time here. It’ll be a very good use of our time.

Cheers to being the 1st one they talk to (holding up my glass of herbal tea as a toast)

Using Virtual Assistants To Close More Loans

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your hosts, Carl White and Richard Smith discuss the importance of virtual assistants for loan officers in the mortgage industry.

They highlight the benefits of hiring virtual assistants from the Philippines, who are skilled in making outbound calls, scheduling appointments, managing calendars, and providing customer support.

Richard shares insights on how virtual assistants can enhance the productivity and efficiency of loan officers.

The discussion emphasizes the significance of finding the right virtual assistant to support loan officers in their daily tasks, such as appointment setting, CRM management, and social media outreach.

To explore further and get personalized assistance in hiring virtual assistants, visit remoteassistantscout.com for a strategy call with Richard and his team.

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Finally, The Wind Is In Our Sails with Rick Riddle

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White.

In this episode, your host, Carl White interviews Rick Riddle, a co-founder of Crown Home Mortgage, discussing various aspects of loan officer training, mortgage marketing, and loan officer coaching.

Rick shares insights into their unique approach to training loan officers, including implementing contests and tracking systems to motivate and recognize their team members.

They also touch on the importance of activity tracking, peer motivation, and the impact of daily success plans in the mortgage industry.

Additionally, they highlight the significance of focusing on activities rather than just results, emphasizing the role of relationships with referral partners and past customers in generating mortgage leads.

Don’t miss out on the upcoming Mastermind Retreats event where you can meet Rick and other industry experts. Visit mastermindretreats.com for more information and to join the event.

Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Loan Officer Freedom